Réno-prêt

Gatineau Outaouais

As your certified Réno-Maître, Marc Tassé works with TD Canada Trust to provide complete or partial financing for your renovation project through Réno-prêt.  This made-to-measure financing service is only available with certified contractors.

Rest Assured with Réno-prêt!

Réno-prêt offers you a triple guarantee for all your residential renovations: easy access; safeguards; and quality of work.  You receive:

1. The means to take immediate action with convenient delayed payments and reimbursement planning
2. All the safeguards part of the APCHQ Renovation Guarantee
3. The guarantee of work well-done because it is executed by a certified Réno-Maître contractor.

Before starting any work, get Réno-prêt!

Delay Payments up to One Year!

Réno-prêt is flexible and lets you undertake your project immediately.  The minimum loan is as low as $1,000.  You may take up to 10 years to repay, and you can choose the payment plan that suits you best.  You may even delay the first payment from three months to a year.  Moreover, you may repay your loan in full or in part at any time, without charges or penalties.

Réno-prêt is 'Interest'ing!

The interest rate on your Réno-prêt is determined by the loan amount.  The rate is guaranteed for 90 days from approval date, after you have completed a request with TD Canada Trust.  Once the loan is disbursed, the rate won't change.  You choose your repayment plan at the start and you know immediately what your monthly instalments will be.  And don't forget—you may repay your Réno-prêt at any time.

Réno-prêt is Smart!

With Réno-prêt, you can start all your renovations at once, without draining your bank account, giving up your investment revenues or sustaining penalties attached to the redemption of some financial products.
Réno-prêt is so attractive that some owners with vacant dwellings took advantage of it to start renovation work ahead of schedule.  Today, they repay their Réno-prêt easily with the profits from leases.

Réno-prêt is Easy!

The one condition to qualify for a Réno-prêt is to do business with a certified APCHQ Réno-Maître.  No unnecessary steps, no complicated negotiations.  Your contractor and TD Canada Trust will look after the paperwork for you, even if you usually deal with another financial institution.

Réno-prêt in Three Steps

1. Call Marc Tassé now.
2. Make an appointment.
3. Complete the loan request with Marc Tassé, then receive bank approval—within two hours.  It takes just a few minutes to get your Réno-prêt!

You Deal with a Professional

Réno-prêt automatically entitles you to the APCHQ Renovation Guarantee, the guarantee program that is recognized by financial institutions, CMHC, and consumers.

N.B.  A Réno-prêt loan is subject to TD Canada Trust credit terms and conditions.

APCHQ Réno-prêt:  An Attractive Alternative to Traditional Financing

Montreal, March29, 2011 –Are you looking for easy and flexible financing for renovating your home?  APCHQ Réno-prêt is the solution for you!  Réno-prêt is only available through certified Réno-Maître contractors, in cooperation with TD Financial Services.  Réno-prêt sets itself apart from traditional financing because of its simplicity, its flexibility...and its attractive rates!

No Additional Charges
Say goodbye to all those related costs that increase your renovation bill!
Unlike a personal or mortgage credit line, there are no file-opening or administration charges.

"Réno-prêt is a personal loan.  It carries no legal connection between your property and the financial institution," explains Éric Cherbaka, General Manager of APCHQ Members and Industry Division.  "It means there is no notary fee as there is no mortgage registration.  All you have to pay is the principal and the interest, period."

Fixed or Variable Rate?
Réno-prêt is a fixed or variable rate loan for which the rate is determined by the amount of your loan.  If you are looking for peace of mind, choose the fixed rate.  Once the loan is disbursed, the rate will never change and you will be protected against market fluctuations.  Or if you have high tolerance for fluctuations, the variable rate may provide savings on interest payments.

Call Marc Tassé now!

Subject to change without notice.  Please ask about it.